Consumer Banking Intern
- TD Bank is a top 10 largest bank in the United States, and handles many consumer banking functions, such as residential lending, credit cards, and consumer deposits.
- I was on the residential lending team, where I handled many large sets of data to streamline mortgage rate pricing on a daily basis. Additionally, I performed testing on a new consumer-facing platform for rate calculations up through its release in August.
- I, alongside a team of 3 other interns, designed and proposed a new digital financial education platform with six innovative features aimed at enhancing user engagement with an emphasis on accessibility and customer financial health. Then, my team collaborated with another in identifying an opportunity and created & pitched a comprehensive description and design of a student-targeted credit card, including a financial model to predict project income and profitability over time.
- I learned all the different aspects of a consumer bank, which was very interesting since most of the finance coursework at Temple is focused on Corporate Finance/FP&A. My excel work in FIN 3901 & FIN 3504 greatly helped me in the internship, and my gained knowledge of the role of a consumer bank helped me further understand the global financial system.