For this project, I developed a retirement readiness tool built using HTML, CSS, JavaScript, jQuery, Bootstrap, and Chart.js. It helps users see if they are on track to meet their retirement goals. The tool collects 10 inputs related to age, finances, and goals, with 3 of those inputs (expected annual return, inflation rate, and safe withdrawal rate) pre-filled using historical averages but still customizable. Using these inputs, it projects future savings and compares them to the amount needed for retirement. It then shows whether the user is on track, highlights any surplus or shortfall, estimates projected monthly income, and provides recommendations. A visual chart showing the user’s projected portfolio growth over time is also included. People would want to use this calculator because retirement often feels distant and uncertain, but they still want a clear sense of where they stand. Since everyone’s situation and goals are different, this tool offers a personalized and straightforward way to plan without having to pay for a financial advisor.
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