Stuart A. Lloyd

Regarding my money and the purchases I make, I think it’s pretty clear that technology has both made some things more secure and made other things more risky. Essentially, this seems to me to be a sort of “arms race” between those that are working to provide us with more information security and those who are developing ever-more effective and c…[Read more]

When staying at a hotel, I’m not required to give the company any other information about myself other than my name, address, phone number, and credit card information. However, with a hotel stay, the situation is one of my entering into a legally binding contract with a company that is experienced in the travel business, staffed by people who a…[Read more]

Apparently, Airbnb overlooked some very fundamental questions while focusing on the development of its unique new business model. Airbnb was effectively building a company around a group of geographically separated people who were not actually their employees and physical resources that did not belong to them. Given this, there seems to have…[Read more]

Pandora and iTunes radio have definitely become surrogates for my Sirius XM radio, which went out the window during a recent purging of unnecessary expenses from our household budget. One of the two are coming out of my iPhone or laptop a significant portion of the day, and I get all the flexibility I want in my music, and don’t have to pay a…[Read more]

My newest favorite gadget is my recently acquired NeuroSky Mindwave Mobile. The Mindwave is a compact, wearable, research-grade electroencephalogram (EEG) device that allows users to gain insight into the workings of their own brains. Worn like a headset with a sensor that presses against the forehead and a small clip that attaches to the…[Read more]