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Kashif Hasan Malik commented on the post, The New way to Bypass Traffic, on the site 5 years, 5 months ago
I was recently in New York and it took 45 min to go 3 miles in an Uber. I can see this being an alternative for individuals who can afford this, and the view of the city must be an added benefit. It’s interesting because once the helicopters land at designated areas, the individuals would still have to take a ride sharing service to go further…[Read more]
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Kashif Hasan Malik commented on the post, Your iPhone can now detect opiod overdose, on the site 5 years, 5 months ago
The issues of opioid overdoses within the United States is an issue that needs an immediate solution. I like the creativity of this solution using microphones and speakers built into an existing device to detect sonar waves. A major concern would be HIPPA violations, which almost seem impossible to get by. Another concern would be if the…[Read more]
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Kashif Hasan Malik wrote a new post on the site Information Systems Integration 5 years, 5 months ago
The Pac-12 conference, which is part of the NCAA Basketball, has introduced Noah Shooting System and Noahlytics for their upcoming 2019 basketball tournament. Noah Basketball is a data-service provider that […] -
Kashif Hasan Malik commented on the post, Transit App Citymapper Plan to Simplify Public Transportation, on the site 5 years, 5 months ago
You mention a good point of dock-less bikes and electric scooters becoming compatible with this app. When I went to Washington D.C. a couple weeks ago, I was able to see tourists riding more electronic scooters than bikes, including my own self. I do like the idea of aggregating all of my subway or transit cards into one application or card where…[Read more]
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Kashif Hasan Malik wrote a new post on the site Information Systems Integration 5 years, 6 months ago
Stores currently are shifting to “cash-less” because it is more convenient to customer and provides an extra layer of security on transactions. However, major cities, including Philadelphia, are looking to pass […]
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The title of this article caught my eye. I find it ironic looking at the history of payment methods in stores that cash used to be the only option and people were excited when there was another payment method, but now people are getting excited about cash coming back. We wanted to use more credit card transactions, but we are also not totally ready to give up the cash option. I can agree with this in many ways. Last week when I was in Chicago I visited a cash-less coffee shop. I had just received a $20 bill and I was ready to pay for my beverage with that cash. I was informed that they do not accept cash and this was a bit of a shock to me. Although I hardly use cash anymore, I still think it is important to have that option available for reasons such as the ones mentioned above. Sometimes, people just don’t get the chance to deposit cash into their bank account before they want to use it. In other cases, it may be such a small transaction, such as $1.00, that it is easier to hand over a dollar bill and leave than wait for a credit card transaction. The security and convenience of card transactions are valuable, but I agree that it is not time to go completely cash-less yet.
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I have recently attended a cash-less cafe in Philadelphia. The cafe was packed due to the lunchtime rush. Due to the cash-less pay model, the line was swift and the transactions went smoothly. Technology is rapidly advancing, I predict that cash won’t even be present in the future. It will be ancient history as currency will turn virtual. Cash appears to be dying as I know, many of my friends use it solely for tipping bartenders and waiters/waitresses. This topic reminds me of Amazon Go stores which has taken out the “checking out” factor for grocery shopping. It relies on cameras and sensors to track what you’re buying. Afterwards, it will create a tab and charge your credit card. It raises the debate, should cash stay or go?
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I like cashless places. I get points/cash back, I don’t have to wait for the person counting change in front of me that being said, we should not obsolete cash as payment system. It doesn’t make sense for us to rid of it entirely basing on the unscientific explanation which is provided by retailers and corporates. Methods of payment are an established liberty granting to the customers
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I think it’s super ironic that stores are starting to NOT accept cash. I’ve only ever heard of stores accepting CASH ONLY. I don’t agree that having a bank account is a luxury however. There are plenty of free banks. There are also a lot of credit cards with low to none fees as well. I don’t think this is a huge issue at all and it is not a deterrent to technology. The only issue I see with this is efficiency. Paying in cash can take longer than paying with card. But some places have automatic cash dispensers now. I know supermarkets have it. I think the issue here is freedom of choice. People now want options. And, sometimes, cash CAN be quicker. If I’m at a crowded bar I’d rather pay in cash than wait for the bartender to swipe my card and give it back. If I’m in a rush at a restaurant I can just ask for the bill, pay in cash, and leave. I’m not advocating this at all, but I would think most stores would want cash anyways…you can report your numbers a little funny. But anyways, I think stores should accept both. There’s no reason to NOT accept cash.
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At this point in time, I feel it is necessary and beneficial for stores to accept both payment methods. A cash-less store may drive away a decent amount of potential customers because some buyers may only have cash. Your post brought up a good point that some buyers, based on their circumstances, are not able to obtain debit or credit cards for themselves. Young kids and teenagers, who have not yet received permission to sign up for a debit card, will be left with no choice but to find the next best alternative store that do accept cash. At cash-less stores, there is no doubt that the wait time is relatively short and transactions are smooth because of technology innovations. But I don’t think our society is ready for cash-less business model yet.
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I found this article to be extremely interesting, especially because Philadelphia is the center of such a debate of whether cash should be legally required to be accepted at points of sale. I find that electronic payment methods are quick, convenient, and secure. However, it is important to not forget that there are people who don’t have access to these technologies or financial services.
I believe government involvement should only take place to promote consumer choice, which legislation forcing businesses to accept cash will do. There are many workarounds to this of course, such as prepaid debit cards/gift cards which can and should be leveraged. However, cash should always remain a valid payment option.
Although credit/debit card fraud may be mitigated with advancements in technology, there is no denying the reality of the threat to consumers in requiring the use of such cards. A cashless system may promote fewer robberies for cash, but creates a large target for bad actors that know every customer will be paying with some type of card.
When we consider the economic impacts of such a shift to cashless transactions, we can easily lose track of inflation and costs. For many, cashless payments are the norm; however, “cash is king” and is the most reliable form of tender. For all, a wider gamut of payment options will allow the most customers the ability to pay for goods and services.
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Kashif Hasan Malik commented on the post, Virtual Reality and its impact on business, on the site 5 years, 6 months ago
I completely agree that Virtual Reality can be used for business applications serving different purposes. I used Virtual Reality in my internship this summer to improve customer service within the pharmacies under our network. Instead of patients reading through instructions on how to use the medicine and how much dosage to take, they could simply…[Read more]
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Kashif Hasan Malik commented on the post, China’s Social Credit System And The Ethics Of How We Use New Technology, on the site 5 years, 6 months ago
This article showcases how digital technology can be used against society, especially in a country with such government restrictions. This reminded me of a Black Mirror episode where people would rate other individuals from no starts to 5 stars, and depending on how much you accumulated the more access you received. The system that would be used…[Read more]
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Kashif Hasan Malik wrote a new post on the site Information Systems Integration 5 years, 6 months ago
Healthcare is an industry that is on the forefront of emerging technologies that provide ease of access to patients. With all of the recent upgrades to medical equipment that provide assistance to doctors and […]
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Kashif Hasan Malik commented on the post, Progress Report for Week Ending, September 22, on the site 5 years, 7 months ago
One of the reasons why Steve Job’s IPhone launch was successful was because his use of visuals. In the video by Don McMillan, he displays a screen cluttered with multiple images overlapping each other and the audience began to groan as it was hard to look at. Steve Jobs was able to do the exact opposite of this. His presentation consisted of 1 o…[Read more]
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Kashif Hasan Malik changed their profile picture 6 years, 11 months ago
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Kashif Hasan Malik changed their profile picture 6 years, 11 months ago
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Kashif Hasan Malik's profile was updated 6 years, 11 months ago
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Kashif Hasan Malik's profile was updated 6 years, 11 months ago
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Kashif Hasan Malik created the site Kashif Malik 6 years, 11 months ago
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Kashif Hasan Malik commented on the post, Weekly Question #4: Complete by February 15, 2017, on the site 8 years, 4 months ago
The most important takeaway from this class is that data is everywhere and it can be manipulated in many different ways. It can be shown in different amounts of visualizations and tables to project a certain view point or outliers. Therefore, I would describe this class as a way to explain data in a sense where it relates back to society and…[Read more]
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Kashif Hasan Malik commented on the post, Weekly Question #9: Complete by April 6, 2016, on the site 8 years, 4 months ago
An example of a data-driven service that I use regularly could be Snapchat. Its a stretch but in an excel spreadsheet every row could represent an individual user. Some of the data columns that can be used within this spreadsheet are number of snaps sent within a day, times that snaps were sent at, how many friends they have, location sent at, and…[Read more]
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Kashif Hasan Malik posted a new activity comment 8 years, 5 months ago
http://fivethirtyeight.com/features/how-fivethirtyeight-is-forecasting-the-2016-ncaa-tournament/
My article talks about the predictions of the 2016 NCAA tournament and which teams have the highest probabilities of reaching the championship game. This was interesting to me because usually people predict the tournament based on intuition or who’s…[Read more]
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Kashif Hasan Malik commented on the post, Weekly Question #7: Complete by March 16, 2016, on the site 8 years, 5 months ago
I use KPI by seeing how much battery percentage is remaining on my phone. It is specific and measurable because you can measure the remaining battery percentage on the phone. It is achievable because there are ways to increase battery life such as turning down the brightness of the screen and placing it on airplane mode. It is relevant because…[Read more]
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Kashif Hasan Malik commented on the post, Weekly Question #8: Complete by November 2, 2017, on the site 8 years, 5 months ago
I have not personally made one of these mistakes but the most important on to avoid is not knowing what system you are logged into. If you are not aware of the software and the capability of the program, you are more likely going to make more mistakes than expected. Also, if you are working with other people, there is more of a chance your errors…[Read more]
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Kashif Hasan Malik posted a new activity comment 8 years, 6 months ago
http://fortune.com/2016/02/17/castlight-pregnancy-data/
This article is interesting because companies and employers can now use data to predict if someone is pregnant before she is ready to disclose that information. They are able to do this by accessing worker’s medical claims, pharmacy claims, and search queries to figure out if a person is…[Read more]
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Technology in sports has been around for a while. From tracking hockey pucks to the strike zone to now Noah Shooting System and Noahlytics. I think it’s definitely here to stay because you want to maximize the uniqueness of your players. You can use analytics to see which player would best fit your team. That’s how Billy Bean took a cash-strapped team to the playoffs five times in eight years.
The limiting factor will be the human side of it. Your numbers say that a player should be able to do X, Y, and Z, but you cannot 100% predict what players will do. There will always be the human side to sports but I do think that analytics is going to increasingly play a huge role in sports.